RetirementLive calculator

Pension Lump Sum vs Annuity

Compare break-even longevity, inflation risk and survivor-benefit scenarios.

Inputs

Time

5 min

Save

Local

PREVIEW

Lump sum

Higher lifetime value

Inputs

Change any number to recalculate instantly.

Lump-sum offer$520,000

Monthly pension annuity$3,200

Current age62

Life expectancy88

Lump-sum investment return5.5%

Survivor benefit50%

Fill in your numbers then click Calculate.

Ready to calculate

Fill in the inputs on the left, then click Calculate to see your results here.

Result

Scenarios

Assumptions