ALL CALCULATORS
Choose a calculator and get a live answer.
57 planning tools with editable inputs, instant outputs, visible assumptions, and no signup wall.
57
Tools
13
Flagship
53
Saveable
ALL
57 calculators
Each card opens a working calculator page with editable assumptions, scenario bars, and browser-local saves where supported.
FLAGSHIPRetirement Monte Carlo
Simulate 1,000 scenarios with variable market returns and spending.
FLAGSHIPRetirement Readiness
Score your plan across conservative, expected and optimistic paths.
FLAGSHIPSocial Security Optimizer
Find the optimal claiming age for your household.
REPEATAnnual Retirement Checkup
Compare this year's plan to your prior saved checkup.
401(k) Growth & Match
Project growth with employer matching over your career.
Roth vs Traditional
Compare after-tax outcomes across future tax scenarios.
Roth Conversion Planner
Model a multi-year conversion ladder before a move or income drop to minimize lifetime tax.
Safe Withdrawal Rate
Test sustainable spending rates across historical market cycles.
REPEATFIRE Date Calculator
Find your financial-independence date with monthly progress tracking.
Will My Money Last?
See how long a given portfolio survives under conservative, expected and optimistic spending.
REPEATRMD Calculator
Required minimum distributions with annual deadline reminders.
Pension Lump Sum vs Annuity
Compare break-even longevity, inflation risk and survivor-benefit scenarios.
Retirement Healthcare Reserve
Estimate medical expenses from retirement to Medicare and beyond.
Social Security Break-Even
The exact month where a later-claim strategy wins for any two start dates.
Retirement Tax Estimator
Compare state residency and income mix options to find the lowest tax retirement scenario.
FLAGSHIPHome Affordability
Find a comfortable price range based on income and existing debts.
True Monthly Cost
All-in monthly payment including taxes, insurance and PMI.
FLAGSHIPRefinance Break-Even
See when a refinance pays off with rate-change alerts.
FLAGSHIPRent vs Buy
Compare five and ten-year total costs with your real numbers.
Sell vs Rent Your Home
Weigh keeping your home as a rental against selling now.
REPEATPMI Removal Date
Track when you reach 20% equity and can drop PMI.
Extra Payment Payoff
See how extra monthly or lump-sum payments shorten your loan.
FLAGSHIPTake-Home Pay by State
After-tax paycheck in any US state, instantly.
FLAGSHIPJob Offer Comparison
Compare total compensation including taxes, benefits and equity.
Federal Tax Estimator
Estimate federal liability for your filing situation.
State Tax Estimator
Compare state tax across any two relocation options side by side.
Capital Gains Estimator
Compare tax impact of short vs long-term sale timing.
RSU Tax Estimator
Plan vest-by-vest withholding and net payout.
W-2 vs 1099 Comparison
True cost comparison for employees vs contractors.
REPEATQuarterly Tax Planner
Estimate and calendar your self-employment tax payments.
Withholding Checkup
Verify your W-4 settings against likely tax liability before a surprise bill.
Bonus Tax Estimator
See net bonus after supplemental federal rate and state withholding.
FLAGSHIPDebt Payoff Planner
Build a plan across all debts with monthly tracking.
Snowball vs Avalanche
Compare methods by interest saved and payoff timeline.
REPEATCredit Card Payoff
See interest cost and payoff date for your card balances.
Balance Transfer Savings
Calculate whether a 0% offer saves money after fees.
Pay Debt vs Invest
Find the financial crossover between payoff and market returns.
REPEATStudent Loan Payoff
Compare repayment plans with remaining-balance countdown.
Compound Growth
Project any investment with contributions, rate and time horizon.
REPEATEmergency Fund Planner
Build your 3-6 month cushion with a monthly progress plan.
REPEATHYSA Earnings Comparison
Compare high-yield savings accounts on current rates.
CD Ladder Builder
Design a ladder with maturity calendar and blended yield.
Portfolio Fee Impact
See how expense ratios compound into a six-figure drag.
FLAGSHIPRetirement-Abroad Monte Carlo
Monte Carlo with currency, country and expat-tax variables.
FLAGSHIPFEIE vs Foreign Tax Credit
Compare exclusion and credit for your income and country.
FLAGSHIPExpat Move Planner
Plan relocation readiness, cash runway, US obligations and moving budget.
FLAGSHIPMove-Abroad Affordability
See what your US salary buys in your destination country.
REPEATPhysical Presence Tracker
Track your 330-day count with running FEIE eligibility.
REPEATRemittance True-Cost
Compare transfer providers on full cost including markup.
Currency Stress Test
Test your retirement plan against exchange-rate scenarios.
REPEATCurrency Watch
Track a currency pair with target-rate alerts and monthly budget impact.
Social Security Abroad
Optimize claiming while living outside the US.
401(k) Keep, Roll or Withdraw
Compare keeping, rolling, or withdrawing US retirement accounts before a move.
International Healthcare Reserve
Estimate international health insurance premiums and out-of-pocket reserves.
Foreign-Account Reporting Screener
FBAR and FATCA threshold screening with annual warning flags.
Return-to-US Planner
Plan healthcare gaps, housing, tax transition and relocation budget.
International School Cost Planner
Estimate international school fees with currency impact on your budget.