RetirementLive calculator

Roth Conversion Planner

Model a multi-year conversion ladder before a move or income drop to minimize lifetime tax.

Inputs

Time

5 min

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Inputs

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Traditional IRA or 401(k) balance$420,000

Annual Roth conversion$45,000

Conversion years6

Conversion tax rate22%

Future withdrawal tax rate28%

Expected return6.0%

Fill in your numbers then click Calculate.

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Fill in the inputs on the left, then click Calculate to see your results here.

Result

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Assumptions