RetirementLive calculator

Social Security Break-Even

The exact month where a later-claim strategy wins for any two start dates.

Inputs

Time

2 min

Save

Local

PREVIEW

78 yr 7 mo

Break-even age

Inputs

Change any number to recalculate instantly.

Earlier claiming age62

Later claiming age70

Earlier monthly benefit$1,960

Later monthly benefit$3,470

Annual COLA estimate2.2%

Life expectancy88

Fill in your numbers then click Calculate.

Ready to calculate

Fill in the inputs on the left, then click Calculate to see your results here.

Result

Scenarios

Assumptions